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Temporary and Short-Term Rental Insurance Coverage

Home Insurance Add-On

  • Helps protect your property and valuables from covered events
  • Covers home rentals and house guests for stays up to 62 days (about two months) or less each year
  • Coverage if you're planning to swap houses across the country or around the world

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What is short-term rental coverage?

Coverage for your home if it's rented out for 62 days or less a year. It's an added layer of protection from damage caused by temporary occupants.

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Short-Term Rental Coverage Examples

You can protect your home and its contents while someone else lives in it with short-term rental insurance. Here are some ways it works.

Did you know?

"Temporary rental to others" coverage gives you many of the same benefits as your regular standard homeowners policy. It’s perfect for short term Vacation Rental by Owners (VRBOs) and Airbnb beginners who are renting their property for 62 days or less.

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House Swapping

After house swapping for a week, you return to your home and notice some of your things are missing. Our short-term rental coverage helps replace certain valuables if they're stolen up to your policy limits and once your deductible has been met. It helps you to replace them so you can enjoy your home again.
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Short-Term Vacation Rentals

While renting your property the tenants experience a kitchen fire which causes extensive damage to your kitchen. Your short-term rental coverage can help you replace and repair the damage.
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Temporary Rental

You decide to rent your home and travel cross-country. A temporary rental policy helps pay for damages, theft or burglary while you're away. This way, you can focus on your travels instead of worrying about any damage that may occur while you're away.
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Frequently Asked Questions

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