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Homeowners Insurance Discounts

There are many ways to save on homeowners insurance, from having smart technology and alarms to renovating your home — you can save! Find out if you already qualify for a home insurance discount and learn how to lower your insurance premium today.

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Homeowners Insurance Discounts

Not only can having the right protection in place earn you a discount, but your other smart choices can help you save on home insurance, too. Most discounts can be activated as soon as you’re a customer with American Family Insurance.

Whether you pay your bill all at once, monthly or any increment in between, your discount will be spread evenly across those payments. How do you get discounts on home insurance? Follow these simple steps to learn about getting a discount on your coverage:

From installing qualifying smart home devices to bundling your home and auto coverage, take a look at these discounts to see how you can save money on home insurance.

Safe, Secure, Smart Home Discount

If your home is equipped with a qualifying smart device you could be in for a better rate with our proactive home protection discount. Devices include:

  • A smart home security system
  • Nest Devices
  • and more!
Learn More About Our Smart Home Discounts >

Popular Home Insurance Discounts

Earning a homeowner’s insurance discount is easier than you think. Here are just some of the ways you can save money by lowering your home insurance payments.

Bundle and Save

When you bundle your home and auto insurance, you could save up to 23% on both policies together.* And you can bundle together other policies help you to qualify for a multi-policy discount.

Age of Home Discount

How new is your home? Newer homes have fewer claims, so if your humble abode is under 15 years old, you just might be eligible for this type of discount. The coverage can vary by state, so be sure to ask your agent if you're able to save on home insurance based on the age of your house.

Renovated Home Discount

Have you completely replaced the plumbing, electrical and heating systems in your home in the last 15 years? You may have another homeowners discount waiting for you!

Insurance Payment Discount

Streamlining the way you pay has its rewards when you take advantage of our Auto Pay, Full Pay and Paperless discounts. Learn more about our billing discounts.

Loyalty Discount

If you've been a loyal American Family customer for a year or more, you may qualify for a lower home insurance premium. We reward you for being part of our family!

Generational Discount

Is Mom or Dad an American Family customer? If you’re between the ages of 18 to 30 and your parents have an active home or auto policy with American Family, you could save more with our generational discount on your homeowners policy.

Have questions about saving on home insurance? Connect with a local agent.

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Start Saving on Home Insurance Today

No two homeowners are alike. We're here to help you discover all the ways you can save! Learn more about additional tips for lowering your home insurance premium and be sure to visit our Homeowners Insurance FAQ page for more information.

Got a car? Check out our auto insurance discounts for additional savings.