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Car Insurance in Georgia

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Georgia Minimum Car Insurance Requirements

In Georgia, liability car insurance is mandatory for all drivers. Liability insurance covers only the other car and/or that car’s driver and passengers when you are found at fault for the accident. Your liability insurance minimums for Georgia are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Georgia uses an online database to verify your insurance status. The Georgia Electronic Insurance Compliance System (GEICS) can be accessed by law enforcement and other government agencies. While it is your car insurance carrier’s responsibility to report your insurance status, you may want to verify your information is accurate at the Vehicle Insurance State Inquiry Application.

While minimum car insurance requirements in Georgia are predefined, they are not meant to be a cap on how much coverage you can or should get. You may personally opt for more coverage to protect your financial assets and your vehicle and/or passengers.

If you’re interested in getting a car insurance quote or in Georgia, contact your American Family Insurance agent to discuss what type of protection is best for your needs and what discounts may apply in your region.