a body of water with trees and buildings around it

Car Insurance Requirements in Indiana

Explore car insurance coverage requirements in Indiana. Whether you’re moving to another state or getting coverage for the first time, American Family can help.

Learn More


Car Insurance & Car Insurance Requirements in Indiana

Indiana Minimum Car Insurance Requirements

In Indiana, liability car insurance is mandatory for all drivers. Liability insurance covers only the other car and/or that car’s driver and passengers when you are found at fault for the accident. Your liability insurance minimums for Indiana are:

  • $25,000 bodily injury liability to one person in an accident
  • $50,000 bodily injury liability to two or more people per accident
  • $10,000 property damage liability per accident

While minimum car insurance requirements in Indiana are predefined, they are not meant to be a cap on how much coverage you can or should get. You may personally opt for more coverage to protect your financial assets and your vehicle and/or passengers.

If you’re interested in getting a car insurance quote in Indiana, contact your American Family Insurance agent to discuss what type of protection is best for your needs and what discounts may apply in your region.