RV's and Boats at a Dock

Recreational Vehicle Insurance: What’s Covered?

Updated April 4, 2022 . AmFam Team

With the warm weather coming, get your recreational and leisure vehicles tuned up for summer fun. Learn more about insurance coverage to ensure you’re protected from the unexpected.

Cruising down the highway on your motorcycle or riding around the lake on your personal watercraft are activities you dream about in the cold winter months. And with warm weather fast approaching, it’s time to get your recreational vehicles tuned up and ready for summer fun. But performing maintenance on your ATV and filling your RV’s gas tank aren’t the only things you need to check off your to-do list — making sure you have the right recreational vehicle insurance coverage is key to protecting the vehicles you work hard for.

Let’s find out if you have the proper coverage in place.

Why Do Your Recreational Vehicles Need Coverage?

Accidents happen — and they can be disruptive and costly. Insurance for your recreational vehicles can help reduce or eliminate your financial burden should the unexpected occur.

Having insurance for your hobby vehicles — like dirt bikes, RVs, jet skis and ATVs — is part of being a responsible recreational vehicle owner. And knowing you’re financially protecting the things you work so hard for gives you peace of mind as you set out on your adventures.

Find coverage for things like:

  • Liability protection to help pay expenses associated with things like injuries or property damage
  • Collision coverage to protect against loss or damage to your recreational vehicle
  • Emergency roadside or waterside service for certain vehicles that breakdown
  • So much more!

Bundle Your Coverages

Do you own multiple recreational vehicles? Good news — you can save money on your policies! Just bundle multiple vehicles (or your home, rental, life insurance) with American Family and you can get a discount.And why not? Not only you can save money when insuring more than one product with us, but you’ll also enjoy the convenience of all your policies being accessible in one place. Take a look at more reasons why you should bundle your policies.

Access Your Policies on the Go

We get it — when you’re out on your adventures you don’t want to worry about keeping track of your insurance. No problem. Sign up for American Family’s My Account (Opens in a new tab) where you’ll get easy access to your policies, bills, claims and more. Even better, when you download the MyAmFam app, it’s even easier to get all the info you need on the go. Ready to take MyAmFam along for the ride? Download it today!

Get it on Google Play (Opens in a new tab)  Download on the App Store (Opens in a new tab)

*Discounts do not apply to life insurance policies.

This article does not afford or guarantee coverage.

This article is for informational purposes only and includes information widely available through different sources.

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