Life is unpredictable ─ dreams can be sidetracked in many different ways. But you can count on us to have your back and help get things back to normal. Here are just a few examples of situations that are covered by renters insurance from American Family – some might surprise you!

Your child hits a baseball into someone else’s window. If it was an accident, your renters insurance would cover the cost of replacing the window.
There is a kitchen fire in the unit below you, which spreads to your unit. Your kitchen items are destroyed and there’s smoke damage to your furniture and clothes. Your renters insurance would cover the cost of cleaning your stuff and help replace the belongings that you’ve lost.
If you can't live in your apartment because it’s being repaired for smoke and fire damage, your renters insurance would pay for your hotel and meals until your unit is move-in ready again.
If someone steals your watch, wallet, and smartphone from your car when you are at the park playing ultimate Frisbee, your renters insurance would cover it.
If your friend walks across your freshly-washed kitchen floor, slips, and breaks a leg, your renters insurance would help pay for his/her medical bills.
If your bike, located in a storage unit not connected to your apartment unit, was stolen, your renters insurance would replace it.

And that’s just the start. Want to feel empowered about your protection? Let your agent walk you through what your policy covers.

Renters FAQs

Renters FAQs

What is renters insurance?

What does renters insurance cover?

How much is renters insurance?

Why do I need renters insurance?

My landlord requires I get renters liability insurance. Does this policy satisfy that requirement?

How much coverage do I need?

If I have a claim, will my premium go up?

What should I do if I have a claim?

Additional Renters FAQs

I live with roommates. Are they covered under my policy?

Does my renters insurance cover my stuff while I'm on vacation?

What losses are covered with my renters insurance policy?

What happens if someone get hurt in my apartment?

What are my payment options?

Are my pets covered too?

How do I get a Quote?

How do I cancel my policy?

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