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What does ATV insurance cover?
- Diminishing DeductibleEarn rewards for being a responsible driver with deductible credits of $100 each year, up to $500.*** It's a great way to help control what you pay for your ATV/UTV insurance coverage.
- Collision Deductible WaiverThis coverage saves you money if your ATV/UTV and car are insured with our collision coverage. If both are damaged by the same event, we'll waive one of the deductibles.
- Medical Expense CoverageIf you or your passenger are hurt on your ATV/UTV, this coverage gives you peace of mind. It helps pay for medical care so you and your passenger can get back on the road.
- Uninsured Motorist CoverageIf you or anyone riding your ATV/UTV gets hurt in an accident caused by an uninsured vehicle or a hit-and-run driver, this coverage can help.
- Underinsured Motorist CoverageThis coverage helps pay your remaining accident-related bills when another driver is at fault and doesn’t carry enough insurance.
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The information on this webpage represents only a brief description of coverages and may or may not be part of your policy. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts may only apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.
*Discount and savings amounts and product eligibility will vary by state, property type, policy form and company underwriting the auto and/or homeowners policy. Discounts may not apply to all coverages on an auto or property policy. Discounts do not apply to a life policy. Some restrictions may apply.
**Refer to your policy documents for coverage limit details. Coverage applies to covered losses only after your individual property & coverage specific deductible(s) has been met. Please speak with your agent to learn more about your coverage options. 
***Deductible will be credited $50 for 6-month policy terms and $100 for 12-month policy terms. Available at renewal for existing policyholders. Please speak with your agent to learn more about your coverage options.