A jet ski in the water.

Personal WaterCraft Coverage

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What is personal watercraft insurance coverage?

This coverage offers insurance designed specifically for personal watercraft (PWC). It extends to popular brands like Jet Ski, WaveRunner and Sea-Doos. 

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How Personal Watercraft Insurance Protects Your PWC

Our boat insurance is designed to give vessel owners peace of mind in the water. The same goes for personal watercraft coverage, as these examples show.

Did you know?

In 2016, personal watercraft accounted for 10% of all registered marine vessels in the US.** They also accounted for a disproportionate 18% of all reported marine vessel accidents.***

A hand rubbing a swollen ankle.

Medical Payments

You slip while performing routine maintenance and wind up with a sprained ankle. Our PWC insurance may pay for medical services for covered accidental injuries. That’s if the injury comes from the ownership, maintenance or use of the insured watercraft and boating equipment.† 

A parked jetski.

Physical Damage

Your Jet Ski gets a major scratch after a collision with the dock. Jet Ski insurance can protect against damage to personal watercraft. It may apply whether your vessel incurs damage while in the water, in transit, or even in storage.

A truck backing a boat into a water.

Roadside and On-Water Towing

Your trailer tire pops on the road on your way back from the beach. Physical damage coverage can cover the cost of changing or repairing items. This insurance add-on also covers up to one hour of service at the breakdown site, towing for repairs, and more.‡ 

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Frequently Asked Questions

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90+ Years

Over 90 years in business protecting our customers

12 Million Customers

Reliable, quality coverage for customers across 19 states

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